Topless and Barefoot looks very pretty in the bottle - a creamy nude with a hint of pink shimmer. I'm not sure how I like it on my nails - perhaps with a better application (and some nice summery weather!) I'd view it a bit more favourably. In some lights, it looks like a good nude match for my skin. Outdoors however, I can see more of the pink and a hint of mink that seems to clash with my yellow skin.
I think the only time I'd wear this would be in the summer, as a pedicure shade, applied by a professional, with a tanned foot. And any nail polish that has to come with four caveats is in my opinion more trouble than it's worth.